Payer avec des banques virtuelles en ligne

Modes de paiement virtuels:

Alors que le commerce en ligne connaît une net progression, il est vrai que de plus en plus d’internautes s’orientent vers un système  de paiement électronique sécurisé pour effectuer leur achat et internet regorge de banques virtuelles en ligne comme Neteller, Moneybookers, Click and buy ou encore Clicktopay.
Ces acteurs bancaires en ligne affirment leur suprématie sur le marché des paiements en ligne et offrent  sécurité lors des paiements et notamment pour les jeux en ligne comme les jeux de casino, poker et paris sportifs.
Une banque virtuelle est un acteur économique qui propose de régler des achats sur internet. Ce mode de paiement virtuel est basé sur le même principe qu’une banque ou une agence bancaire qui se trouve dans le coin de votre rue.
De plus, ce système vous offre l’avantage d’envoyer de l’argent mais également d’en recevoir sur un compte virtuel et par conséquent vous permet de différencier vos dépenses sur la toile de vos comptes courants.
Chaque système de paiement virtuel offre des avantages (possibilité de retirer de l’argent au guichet, gratuité de la carte …) mais aussi des inconvénients (frais lors d’un retrait ou lors d’un virement de fond à une tiers personne).
Le système de paiement le plus connu au monde est Paypal qui permet d’effectuer des achats sur Ebay par exemple en toute sécurité.
On trouve d’autres concurrents comme Monobanq, Neteller, AlertPay ou Moneybookers.

De plus, avec des cartes de grattage (Neosurf, Paysafecard….) vous conservez votre anonymat tout en réalisant des achats.

Des cartes de paiement bien pratiques:

Cette carte à usage unique ne vous permet en aucun cas de recevoir des fonds de la part d’un organisme ou d’une personne.
Cette méthode de paiement est plutôt utilisée pour effectuer des dépôts sur des jeux de hasard en ligne comme des jeux de casino, poker ou autres paris sportifs qui vous promettent de décrocher le JACKPOT en déposant un minimum d’argent.
Fini le temps où vous passiez 10 minutes à inscrire vos coordonnées bancaires pour valider votre dépôt en vous souciant si votre banque autorise ou pas les dépôts vers les jeux en ligne.
Le gros avantage de passer par ces systèmes de paiement virtuelles et le faite que votre dépôt sera validé automatiquement quelque soit votre montant déposé.
De plus, en passant par ces acteurs bancaires virtuels, certains jeux de hasard en ligne vous offre un Bonus supplémentaire de 10% lors de votre dépôt.
Nous verrons dans un autre chapitre l’utilisation du Bonus ainsi que la possibilité d’encaisser celui-ci.
A noter que le leader des modes de paiement en ligne à savoir Paypal refuse de valider ses services auprès des organismes de jeux en ligne.
Ce n’est qu’à partir de 2009 que Paypal est utilisé par certains sites de jeux d’argent en ligne.

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